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A fundamental point here is that money brings about freedom . The effect of freedom can be appreciated by considering the evolution of economy. When someone is a slave, their whole person is subject to the master. The peasant has more freedom. But if they are to provide the lord with payments in kind, such as wheat or cattle, they must produce exactly the item required or barter it at a great loss or inconvenience. But when the obligation takes a monetary form, the peasant is free as to whether to grow wheat, or keep cattle, or engage in other activities, as long as they pay the required tax. Freedom also arises because money enables an economic system of increasing complexity in which any single relation becomes less important and thus more impersonal.
As a result, the individual experiences a sense of independence and self-sufficiency.
There is another sense in which money is conducive to freedom. Owners are truly entitled to possessions only if they take care of its upkeep and of making it bear fruits. Money is more flexible than land or other assets. It frees the owner from those activities that are specific to real entities. Since monetary possessions no longer tie the owner to a specific type of work, money leads to increased freedom.
Consequently, monetary ownership enables the position of a purely intellectual worker. By the same logic, it also means that a wealthy man can lead a modest life. As for workers and managers, they only contribute work for wages and only deal with an impersonal market. Thus their life is separate from their work. Civil servants are paid a fixed salary that is largely independent of any specific work performance. They see their personality freed from work activities. The same hold for artists, who are paid the same fee regardless of how well he performs.